Category

Home insurance

Home insurance should protect your house and your lifestyle, not just satisfy a lender. The right coverage is about rebuilding and recovering, not just having a policy number.
This section explains dwelling coverage, personal property, loss of use, and liability, plus key choices like replacement cost vs actual cash value.
We also cover common gaps, what is often excluded like floods, how endorsements change coverage, and how to handle claims after storms or water damage. The goal is protection that is clear, complete, and built for real life.